Every year, the average person in the United States downloads 23 apps to their Apple or Android smartphone. While many apps are safe for use, some applications with in-app purchases can end up costing significant amounts of money. In most cases, apps will make it clear that a purchase is required. However, some malicious applications may charge an individual’s credit or debit card account associated with the app store in a malicious way. The following guide provides effective tricks and tips on how to avoid payment scams when downloading apps to a smartphone.While most adults understand that smartphone apps may have in-app purchases, many children have trouble grasping this concept. Because of this, some children can rack up hundreds or thousands of dollars worth of in-app purchases. In some cases, charging a credit or debit card through an in-app purchase is as simple as pressing a button on a smartphone. Many smartphone designs don’t require a user to enter a password or pin number to make a purchase.When allowing children to use a smartphone, it’s essential to make sure that in-app purchases are restricted. All purchases should be protected by a password or pin number. This will significantly reduce the risk of purchases taking place without your knowledge. In addition, this can be a great way to teach children responsibility. For more information on smartphone malware, contact Entrust of San Antonio, Texas.